With new cases of the coronavirus being diagnosed in more and more locations, it’s hard to predict where it will pop up next.
But one thing is for certain: the disease has already become a nightmare for travellers and the tourism industry alike.
China, Italy, South Korea and Iran have reported significant numbers of cases and are doing their best to contain the threat.
So how do I stay safe without losing out financially?
If you have a trip booked to one of those destinations, your rights can depend on your choice of airline and the small print of your insurance policy.
But in practice, insurers and airlines generally take their cue from UK government travel advice.
If your intended destination is or was China, the situation is very clear-cut.
The Foreign and Commonwealth Office (FCO) is advising against all but essential travel to mainland China and all travel to Hubei Province.
So if you travel against that advice and do manage to get there, you risk invalidating your insurance policy, though you may be able to argue that the trip is essential.
If you are there already, travel cover may not be valid in Hubei, but should continue elsewhere in China – again, if your stay is essential.